Unemployment Benefits in Germany

Unemployment Benefits in Germany

During the coronavirus times, every country around the world is facing widespread unemployment. With the countries going on lockdown, the working class of the world faced a massive job cut. Even while the world was normal, we have all had our share of being unemployed at some point in time, right? Germany, a developed country, gives its unemployed people a set of benefits for being unemployed to help them in their times of need. If you are in Germany and you find yourself unemployed at any time, this article is all you need to know how to get Unemployment Benefits. Read the article further to know more.

When am I entitled to get Unemployment benefits?

 If you are unemployed as a trainee, employee or a person subject to compulsory insurance under employment promotion law, you are bound to get a certain set of unemployment benefits if you have satisfactorily completed the qualifying period. This means that if you are a registered person who has worked for 12 months in the past two years and have lost your job, you are entitled to get unemployment benefits in Germany. You will have to wait for at least 3 months before your benefits begin though.

Requirements

  • Your name should be registered at the labourer’s office.
  • You should have applied for Unemployment Benefits, or else you will not get access to it.
  • You are seeking for a job and will be readily available to work if you get an opportunity.
  • Currently, you should not be having any job or at least should not be working for more than 15 hours per week.
  • You need to patiently complete 3 months before being eligible to get unemployment benefits

 

How much money can you get?

Claiming unemployment benefits is pretty convenient. You get at least half of what you have served for. For example, if you are somebody who has worked for 4 years in a company, this means you have contributed to the German society for 4 years. You are eligible for 2 years of unemployment benefits.

In terms of the amount of money one receives in employee benefits in Germany is approximately 60% of their last drawn net salary. In case you are somebody who has a family depending upon you and you lost your job, you are eligible to get at least 67% of your last drawn net salary.

How to receive Unemployment Benefits in Germany

Unemployment insurance is an insurance which everybody working in the German workforce needs to take. It is a compulsory insurance with the Federal Labour Office. The Federal Labour Office has their main office situated in Nuremburg and it has its regional offices in all the major cities. Everybody who contributes to the German society in terms of work needs to get registered. This includes, trainees, employees, disabled people and everybody who Is subject to compulsory insurance is covered under Unemployment benefits.

In order to get the benefits, you need to inform the Federal Labour Office in person about the loss of your job and have to physically go there and apply for the benefits.

Once you are eligible to get the necessary benefits and eventually have any sort of change in your condition, you are supposed to inform the Federal Labour Office and withdraw your benefits. For example, if you get another job or start getting a pension amount from your employer, you are supposed to stop taking the benefits. If you do not do so, it is considered unethical and highly offensive in Germany.

The labour office can block your benefits for 12 weeks if you: –

  • Refuse to take up a job offer offered to you by the Labour Office.
  • Leave your job yourself or give your employer a solid reason to terminate you.
  • Do not attend a job opportunity event.
  • Stop looking out for jobs or refuse to turn up for interviews and tests.

 

Additional Benefits

Germany is a highly developed country and respects all sorts of jobs and job searchers. When somebody is unemployed, the Government helps the person to the fullest. Apart from the benefits mentioned above, the German Government helps their people even further.

During the tie period of your unemployment, the German Government also pays for the unemployed person’s health insurance.  He German nursing care and pension insurance are also covered by the Federal Labour Office.  That is not it, the unemployed, registered individual is also entitled to get insurance against a few kinds of accidents as well.

How to get the application forms?

If you are in a situation wherein you are unemployed and need to get registered for Unemployment benefits in Germany, you get an employment’s insurance only by applying for it. These forms are printed and are made available to the public only at the Federal Labour Office where you have to physically go and fill the forms.

Conclusion

Germany is a well-developed country and does a lot for their workforce. When a person is unemployed in Germany, they will not be fully stranded because the Federal Labour Office gives their unemployed people a set of benefits. These benefits help the person to survive in terms of monetary help. Unemployed people have access to these benefits until they get a new job and start earning for themselves again.

Here are five reason you should move to Germany.

 

German House Rentals

German House Rentals

House rentals in Germany can be a challenging task for most of the people looking for a rented apartment in Germany. There are a lot of things one needs to take in consideration before they decide to take a place on rent. However, if you manage to tap on the key aspects of renting, find a budget friendly apartment and have the necessary documentation sorted, you are good to go. This article will help you master all the information you need to find a house in Germany.

First things first, start with understanding exactly what you want. When you have been given a huge list of options to choose from, you will be clear with what you want to shortlist and discard. Ask yourself a few important questions like whether you would want to share the apartment with a flatmate, what would be your budget like, what location are you looking for, so on and so forth. Once you have answered these questions, you are somewhere with your house renting process.

The next important step in your house renting process is getting your documentation in place. Documents are very essential because this allows your landlord to believe that you are trustworthy.  You have to be ready with the documents that will be required for you to rent an apartment. Without important documents, nobody will want to give their house to you on rent so consider this as a mandate. The documents that will be required are: –

Passport

As we know, passport is one of the most important documents worldwide. While renting a house in Germany, you will need to give a copy of your passport to your landlord and your agent for security purposes.

Bank Statements

The landlord needs some assurance that you will be able to pay the rent of the apartment each month. The bank statements and salary slips are required to prove that you have a flowing income each month and you are capable of paying your rent on time.

Guarantor

A guarantor is someone who will be liable to pay the rent of your apartment if you are unable to do so. The guarantor needs to sign a document stating that they take responsibility of paying all the dues if you do not pay the rent. The guarantor should normally be someone from Germany but in a few cases, even the tenant’s parents will do.

How to rent an apartment in Germany?

The options to rent an apartment in Germany are abundant. A few of them are: –

  • Finding an apartment on the Internet

While technology has its reach everywhere, house rentals in Germany is no different. You can rent an apartment in Germany on online portals designated for the process. You have to get on to a local portal, type your desired location and voila, you will have a number of listings where you could potentially be living. It’s just that simple!

You can also punch in your documentation online and lock the deal. From pictures of 3 storey apartments to studio apartments, you will find everything online.

  • Estate Agents

You can always consult an estate agent when you’re looking for a place to rent in Germany. They get first-hand information of where you can get an apartment and at what price. While their service is the most convenient of them all, they also come at a fee. Real estate agents charge a fee if you rent an apartment through them. Their

services do not come for free but they manage everything from your documentation to your negotiation for your rented home.

  • Word of mouth

Word of mouth is simply one of the best ways to let people know that you are looking for an apartment on rent. The more people you inform, the easier it will get to rent a flat. You will not have to pay a penny to an internet portal or an estate agent if you meet a landlord extending a flat to you on rent. This is the most cost efficient and the smartest way to get an apartment on rent in Germany.

Usually, when someone is on the verge of leaving an apartment, they suggest their landlords to accommodate their friends or family members who are looking for places on rent. This way, the landlord gets a tenant and a tenant gets a home without paying a thing.

The Tenant’s rights in Germany

The German law is more in favour of the tenant than the landlord. There is a national tenant’s association and a local tenant’s association set up where you can call and inform if you have any concerns.

A landlord can remove a tenant out of the house if the tenant fails to pay their rental dues for two months straight. However, the entire process of evicting a tenant is very slow and can take up to six months.

Initially, a few tenants were evicting their tenants every now and then in Germany in order to get their rental rates up high. They tried to increase the rentals in a very short amount of time. This is when the Government intervened and changed a few rules in cities like Berlin. Now the rentals in these cities can be increased just once a year by 20%. If your landlord is trying to increase their rentals heavily, you should immediately seek legal advice.

Conclusion

If you are planning to shift to Germany and have given this article a read, you are good to go! From what documents you would require to what rental laws Germany follows, this article comprises of everything! An informative gist of how house rentals work in Germany.

 Read here to know more about some interesting facts about German Lives.

 

 

 

 

 

 

Studying law in Germany

Studying law in Germany

Becoming a lawyer in Germany is a very common yet interesting career choice. The German Legal education system is very integrated in order to form an impeccable German Legal System. The path of becoming a lawyer in Germany is a long and tedious process taking about 7 years to fully complete. Germany is a federal state, that means, the system of how to become a lawyer is different in every state. Don’t worry, there is good news too! The German Federal Legislature has designed the German law in such a way that the entire framework of German law remains the same while only a few details differ in each state. This is how it gets easy for German universities to shape their own law programmes.

German law is based on choosing a judge out of the best students who passed the legal training with flying colours. This practice ensures that the person who gives out the verdict is the best amongst the lot with a great skillset. This process starts straight from school where students have to give exams in order to get their education aptitude examined. The final exam in German law is called ‘Abitur’. Once that is cleared, students have the golden ticket to enter into universities since they have the right qualifications to do so. The Law education in Germany is looked after by the Ministry of Justice in the country.

Education

The German legal system is based on a two-step system.

At first, a candidate needs to study at a university for obtaining the first degree in the law process. Second, the candidate must go through a compulsory clerkship period for some time in order to understand what on field skills are required for pursuing the career. At the end of the second stage, the candidate will have to go through written and oral examinations to check whether the candidate has thoroughly understood the prerequisites of becoming a lawyer in Germany.

Law colleges in Germany usually come up with a dedicated law program. In this system, there is no difference between graduate and undergraduate studies. A candidate enters law school at university directly after completing high school. They are eligible to get their first degree after 10 semesters at the law university. The process of becoming a lawyer for the German Legal System seems pretty complex at first but eventually it is worth it.

The German Legal System curriculum is divided into three major aspects namely: Private law, public law and criminal law.  At first the student needs to study all three aspects thoroughly. The students need to know enough of the curriculum in the first half of their course so that they can make a choice of which one to pursue in the future. Towards the end of the first degree, the candidate’s knowledge on all three major topics are tested and given marks accordingly.

Studying German Law as an International Student

Are you a student who wishes to study law in Germany and does not live there? While the place you live in might be miles and miles away from Germany there are still many appealing reasons for you to pursue Law training in Germany. What are they, you ask? Studying law in Germany is pretty inexpensive while anywhere else around the world it costs a bomb. German schools give their students opportunities to practice skills in many languages used universally in science, law, communication, business and many other fields. The benefits also include fully paid scholarships and many other support programs which makes studying aw in Germany worthwhile.

Also, did you know, International students who get accepted by German schools do not have to pay a penny for their education at the under-grad level. Aren’t these just add on benefits to the wholesome legal education Germany offers?

Students have applied to study in German universities and have been accepted under Germany’s Foreign student residency requirement can study in Germany. Admission requirements differ in every school. Some schools are offering English-programs for law while the others are only offering German ones. Law for international students in Germany usually require students to speak in fluent German language. If an individual aspires to practice law in the country, they should know how to speak and understand the language very well. The application process in German schools are submitted through the school employees. It needs proper documentations which include secondary school diplomas, certifications, legal degree proof from other institutions if any and many more important documents.

The cost of studying in German law school is also not very high. Studying in public colleges and universities in free. Studying in private schools and universities will cost ou some money but compared to the rest of the world, it is surely less. Around 20,000 Euros per year is the cost of studying law in private institutions. If you are an international student wanting to do law in Germany, the major costs you have to worry about are the housing, food and transportation costs. Students discounts may or may not be applicable for students who are pursuing post-graduation. Considering only the basic costs have to be taken into account, studying law in Germany is surely a good option to take up!

Conclusion

If you are someone planning to pursue Law deciding which country you want to do it from is a crucial decision to make.  This article is all about how you the German legal education system works in order to give you a better understanding of it.

 Read here to know more about work culture in Germany.

 

 

 

Student Emergency Loans

Student Emergency Loans

Students in Germany are heavily dependent on their part time jobs to sustain. They attend university lectures for a few hours at the beginning of the day and then head to work to earn their bucks. This year, because of the deadly coronavirus pandemic, and the strict lockdowns imposed in Germany, every student’s income has been highly affected. The situation went so out of control that the Government had to step in to help.

German students and universities have filed warnings for the coronavirus pandemic since the unprecedented lockdowns have wiped off their income coming from the part time jobs. The pandemic has left students in Germany stranded due to a huge financial crisis. The students in Germany are being forced to pay their regular tuition and accommodation fee without being able to use the facilities which is just adding on to their troubles in these stressful times.

Due to all the money shortage, students are opting for taking emergency loans. Over the past few months, a lot of students have been taking student emergency loans from the government which mount up to approximately a billion euros since so many students are asking for it.

The financial hardships that the students are facing is a huge deal for the German Government. If financial aid is not given in time, students will have to abandon their academics which will eventually cause more problems in the country. Around two thirds of students work alongside their degree and for international students, the numbers are higher. While there are a few who do not work, but that does not mean they are not affected at all by this since it is going to affect scholarships too.

Students wrote letters and letters to the Government expressing their struggles in these distressed times. It was very important for the management to help them in some or the other way. Giving them rapid access to interim financial aid was a need of the hour.

The Federal Government and the coalition have now announced a well- balanced plan for student financial aid. This plan has been made keeping in mind the current scenario. This plan will help the German students in need and will also ease off financial burden in the future. 

Student Emergency Loans?

To combat these times the Government first had to come up with a solid plan. It is not fair for the students to have a debt on their heads while they are undergoing such a financial crisis at their end. The lawmakers in Germany came up with a draft on the 22ndof April, 2020, stating that the government would allow students to earn money in a broader range of fields which have been affected by the pandemic without a reduction in their state aid.

This is a very smart move by the German Government. Not only will this give a boost to the other industries of the economy, but it will also heavily benefit the students. This has the potential of generating more money in the system so that the rotation of cash takes place smoothly and everybody’s pocket gets a hike.

Student Emergency Loans for International students

Since May, 2020 German banks are offering loans to the students without any interest on them until March, 2021. This reform has been undertaken to help the German students in the harsh pandemic times. The new thing that has taken place in Germany is that, this offer is also available for international students. This has happened in Germany for the first time ever that students from abroad will have access to loan free loans for a limited period of time.

In specific terms, students can apply for a maximum of 650 Euros a month. This can go on for 14 whole semesters which comes up to 54,600 Euros. The loan can be applied for online without taking the trouble of physically going to banks to get the loans approved. The Government says, this is a fair and quick means of giving students financial aid. The concerned students now have access to immediate financial help which is mounting up to 1 billion Euros.

The offer was initially presented by the Federal Education Minister, Anja Karliczek as “interest-free”. She was eventually forced to withdraw her statement since the loan is not technically interest free. The “interest-free” policy is only applicable for the pay-out phase. Post that, the students will be eligible to pay heavier interests than what are available in the market.

The financial aid offered by the Government to university students was eventually slammed by a number of politicians. The politicians said that, the loan is like any other loan. Students are liable to pay heavy interests on it irrespective. It is just being marketed as an interest-free loan to save their reputation.

Conclusion

The coronavirus pandemic has been an unprecedented crisis all over the world and the authorities universally do not know how to deal with it. The German Government came up with a set of policies to help their citizens and interest-free student emergency loans appear to be one of them. This article contains all that you need to know about the same!

 Read here to know more about some interesting facts about German Lives.

Top 5 Shopping Destinations in Germany

Top 5 Shopping Destinations in Germany

The country that fascinates us with its rich culture and bountiful beauty is also a place where all the shopaholics around the world would love to be. Shopping in Germany can definitely be a joyous and satisfying experience. The best of things at the cheapest prices will be offered to you only in this prime country. It does not stop there; the prices dip even deeper during the sale season when Germany becomes an absolute shopping hub! Check the post for the Shopping Destinations in Germany.

Though shopping malls are not a major thing in this country, you can find the best luxury brand outlet boutique stores on the streets stocked with some of the best things to buy. If you are a tourist with a good eye for great products, Germany is the place for you!

Here we have listed down 5 of the best streets to go shopping when you are in Germany: –

Schildergasse, Cologne

Schildergasse has to be one of the busiest streets in all of Europe. With people walking everywhere shopping for the best of brands such as Zara, H&M, etc, it is an absolute delight to visit. This street has a long history which marks its dates to the olden Roman Times. A street so old with a touch of the ancient times, now is a shopping hub for the modern Germans. Welstadthaus, a huge glass structure resembling a whale which also happens to house a cloth store is known to be the centre of attraction for the shoppers walking down this street.

Mauerpark Flea Market, Berlin

The Mauerpark flea market in Berlin is one of the vibrant and fun places to shop from on a lovely Sunday afternoon. From souvenirs, to clothes, to some cool second-hand furniture, this place will not disappoint you with it’s shopping options. This market is entirely situated on the street and is clubbed with some scrumptious street food, live music and colours. If you are in Berlin on a Sunday, you should definitely visit the Mauerpark flea market to witness the unreal vibe!

Kleinmarkthalle, Frankfurt

If you are in the mood to have a unique experience of grocery shopping in Germany, you have to check out the Kleinmarkthalle in Frankfurt. Bustling with people and activity, this market stretches to accommodate about 150 stalls selling gourmet products, wine, flowers, fresh produce, etc. This place comprises of everything a cooking enthusiast could dream of; and that also, at some really good prices!

Ingolstadt Village Designer Outlet

The shopping village of Germany is home to outlets of some crazy luxury brands such as Gucci, Prada and Versace. If you are game for a different and relaxing shopping experience, you should definitely include this place in your travel list. During the sale season, you can get products from these brands at some stellar prices. While it is just an hour away from Munich, you can reach here by a local bus which will turn out to be very reasonable.

Ku’damm, Berlin

Ku’ damm is one of the best streets in Berlin if you are looking for an enjoyable evening filled with loads of shopping. Here, you will get a dose of the best on going fashion trends. You can get your hands on some classy and chic stuff from Chanel, Armani and YSL at amazing prices during the promotional discount season.

Conclusion

Every city in Germany has their own little shopping streets where you can get the best of clothes and souvenirs. If you are a shopaholic looking for some good stuff at the best prices in Germany, here is an article with the list of places you can visit!

Click here to know more about Top Ten Places to visit in Germany.

Booming of Beekeeping in Berlin. Why?

Booming of Beekeeping in Berlin. Why?

Beekeeping is now the trendy hobby most of the people in Berlin are taking up. Why, you ask? Honey bees help the environment by aiding pollination and helping plants grow. Sitting on different flowers, bees pollinate seeds which leads to growing of young, newer plants. While they help the world get greener, it gives us humans the privilege to survive and sustain. But, in the recent years, the world was seeing a decline in the number of bees.

This was the time when Beekeeping in Berlin got a boom.

What is Beekeeping?

Beekeeping is a type of an occupation where breeders maintain bee colonies in man-made beehives. This is primarily done for the sake of attaining honey. Since the population of bees is decreasing, people in Berlin are doing it to protect them.

While most of the western world is worried about bees dying off, Berlin has been able to maintain a good number of bees due to this practice. This not only is saving bees but also giving the Germans an increase in the availability of raw and fresh honey which is commercially an add on benefit.

Berlin alone has more than 20 hives per square meter and all these hives belong to registered beekeepers. This is helping our environment in ways we cannot even imagine.

Practicing Beekeeping in Cities

Researchers have found out that Beekeeping is a practice which should be done more in the cities than in the rural areas. Majority of Germany is urbanised and the number of people in the urban regions is just increasing year after year. More people need more food. Here is where our lovely bees’ step in! Due to their practice of constant pollination, the number of plants and trees in urban regions increases. This results in a massive amount of food for the people living in urban regions. If beekeeping is done in rural areas, the bees’ practice only monoculture. A single crop pollination will last bees ’only for 5 weeks at an average with which they will not really be able to survive. While, bees are a way of producing more food, they also produce loads of raw honey. This in itself has a lot of economic benefits for the urban side of the country.

Berlin’s heightened attention of where their food is coming from and the awareness of threats posed to bees has resulted in an encouraging escalation of beekeeping in the city. While saving the bees come with its share of benefits, the process of beekeeping is not very difficult either. The people in Berlin set up man-made bee hives in their gardens itself without any hassle. By practicing beekeeping, the people of Berlin are increasing the number of bees in the world each day which in turn results in saving the environment.

Conclusion

Beekeeping is a manmade practice which can help save the world to a great extent. People in Berlin are doing a great job by extensively practicing it and they believe that the world should know more about sustainable urban beekeeping.

 Read here to know more about some interesting facts about German Lives.

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