How to Start A Business in Germany?

How to Start A Business in Germany?

Here is everything you know about how to start a business in Germany. For anyone who wants to start a new business, Germany is the ideal location for you. With the buying power the Germans have and the high employment rates predominant in the country, the German environment is very conducive to start a new business.

The huge number of businesses that exist in Germany, make up as the strength and back bone of the strong German economy. The economy is one of the best economies in all of Europe. From single proprietorships to huge companies, Germany is home to a large number of businesses. Theses businesses employ a large number of people and allows them to have a high buying power.

Germany is open to all types of establishments regardless of whether they are owned by Germans or foreigners. A person of any nationality can set up a business in Germany. This makes the German economy absolutely unique since not all countries are open to such kind of trade. However, there are a few legalities that a foreigner needs to look into before setting up a business in Germany. It is not a tedious task but the necessary documentation needs to be submitted to the Government.

If you are someone who wants to set up a business in Germany, these are the things you need to do:

 

  • Address registration

When you move to Germany, make sure you get your address registered. This will help you greatly in the process of setting up your business. The address registration process is called the Anmeldung.

As soon as you get your house registered, you will get a tax ID along with a certificate of registration. You will need it throughout your business sett up process later. The tax Id will help you move on to the next step that is; making a bank account for yourself.

To complete this step, you will need a: –

  • A place to live in Germany.
  • The required documents to complete your Anmeldung registration process.

After completing this step, you will get: –

  • A certificate of registration.
  • A tax ID.

 

  • Opening a bank account

Your next step for setting up a business in Germany is to set up a bank account. A German bank account is necessary when you declare your business to the German tax officer. It is a crucial asset you need in order to pay your taxes too. It will prove that you have a clear trac record in order to start a business in Germany.

You will not necessarily need a business account to conduct business. A normal bank account will also do. However, there are a few German banks which will close your account if you use it for your business.

To complete this step, you will need a: –

  • Registration certificate. (not all banks require a registration certificate but it is an important document)

After completing this step, you will get: –

  • A German bank account (personal or business).

 

  • Get the Correct Visa

If you do not hold a European citizenship, you are not allowed to work as a freelancer in Germany. Germany is extremely strict with its norms. If you are a foreigner who wants to freelance in Germany, you will have to take a little of an extra effort than all other European citizens.

First thing in the process is that you need to see if your residence permit has the line “Selbständige Tätigkeit gestattet”. This basically means that you are allowed to be self-employed. You will then be allowed to freelance in Germany with this kind of a residence permit.

If your residence permit does not have this line, you will have to apply for a German freelance visa.

After completing this step, you will get: –

  • A permission from the German Government to be self-employed.
  • Residence permit.

 

  • Register as a Freelance (Freiberufler) or a Tradesman (Gewerbetreibender)

You need to get your business registered at the German tax office and they will decide whether you are a tradesman or a freelancer depending upon your business operations.

Tradesmen have to get a trade licence and pay a trade tax while freelancers have to follow a different set of rules. This is why knowing the difference is extremely important.

 

  • Getting a Trade Licence

If you are thinking of setting up a business as a tradesman, you need to get your business a trades licence. That is the legal procedure to go about setting a trading business in Germany. You must have your licence ready before visiting the tax office in Germany.

You can get your licence from the local office and also apply for the licence online. It is not a very tedious task when you use the online method. A trade licence is extremely important because it acts as your business proof in Germany. Make sure you do not waste any time before making it.

 

  • Register your business at the Tax office

The next step in setting up your business in Germany is to is to declare your business to the German Tax Office. You do this by filling the Fragebogen zur steuerlichen Erfassung. You must submit this form to your local tax office in person or by mail. This is an extremely important document and has to be submitted carefully.

This is a long and complicated form. You can hire a tax advisor to fill it for you.

To complete this step, you will need a: –

  • European Bank Account
  • Tax ID
  • Trade Licence

After completing this step, you will get: –

  • VAT number
  • Tax number (to pay off your taxes)

 

Conclusion 

Setting up a business In Germany is not a very difficult task even as a foreigner. Follow the steps mentioned above and you will have a flourishing business operating in Germany.

Read here to know more about the Business Opportunities in Germany.

 

 

How to get a SIM card and phone number in Germany

How to get a SIM card and phone number in Germany

Here is all you need to know about How to get a SIM card and pone number in Germany. Being connected with friends and family is a mandate if you have moved to a new country recently. If Germany is the place you have recently moved to, you have nothing to worry about. The country has strong phone connection and fast 4g internet connectivity to begin with. With more and more mobile operators entering the market, Germany is doing very well in the mobile connectivity spectrum.

With the extreme competition in the mobile market domain, Germany is giving out mobile services at extremely affordable prices to its residents. There are plenty of options to choose from due to which tourists in Germany can face a problem in choosing the best mobile service operator.

Here is a guide to help you through the process.

Network in Germany

Considering Germany is one of the largest countries in Europe, it has high quality phone connectivity. A visitor can connect to their cell phone instantly once they reach the German grounds. Germany uses GSM network instead of CDMA network just like most of Europe. Even if your country uses the CDMA network, your phone might just connect very instantly in Germany.

In terms of the internet, Germany has very good internet connection all over the country. The top notch cities of Germany such as Berlin and Frankfurt have access to super- fast 5g connection domains. There might be a few problems with the internet connection in the rural areas of Germany but a constant 3g internet connection is always available there.

Germany is a developed country and has a strong access to the newest technologies coming up across the world. A strong and uniform internet connection is one of them.

Mobile Operators in Germany

The mobile phone sector in Germany is extremely saturated. There are a high number of players in the market which has given rise to cut throat competition and affordable mobile service pricing. For people who have just arrived to the country, this means that they have a wide variety of mobile phone services to choose from. Mobile operators also offer amazing internet connection deals along with mobile services which can make the choosing process a lot easier. A few mobile operators in Germany are: –

  • O2
  • 1&1
  • Vodafone
  • Blau
  • Telekom

The three major players in the market are Telekom, Vodafone and O2. They hold almost equal market share which is about 30% of the entire market. These three service providers are one of the best that Germany has in store for new arrivals. They offer amazing internet packages too. You can club your mobile and internet services from a single operator and get both at heavy discounted prices.

Germany also has a growing number of MVNOs (mobile virtual network operators). They are up -coming in the markets currently. They do not have a very strong connectivity in the rural areas compared to the three best operators. However, they work well in the cities and offer additional internet and TV services at extremely cheap prices.

 

How to get Mobile Phone Contract in Germany?

Getting a mobile phone contract in Germany is very easy. You can either do it online or by visiting a nearby telecom office. Most towns and village in Germany have a local store for mobile operators. MVNOs however, are usually only available online. When you enter a local telecom store, always remember that not all sales personnel speak in English. To sign up for a mobile phone contract you will need: –

  • Identity proof
  • Address proof
  • German Bank Account Details

If you go over the entire process online, you will have to wait for your contract to get activated. The process of getting your documents managed takes time.

 

How to get a German SIM card?


Prepaid SIM cards in Germany are better than mobile contracts. They give the user a lot more freedom. However, they are typically more expensive when it comes to making calls and sending texts. If you don’t use your phone much, you undoubtedly should opt for a SIM card for your calling and texting services.

If you are someone who is visiting Germany for a short period of time, you should go in for using SIM card services only. The German Government has recently passed a rule wherein you will need an identification id even to purchase a SIM card.

Every mobile operator in Germany provides SIM card services so be sure of what services you need and look around while shopping for it. You can purchases a SIM card online as well. All you have to do is submit valid ID proof and get a credit top up done. You will be offered different top up options ranging from 5 to 20 Euros.

How to get a German Phone number?

The German numbering system is pretty confusing. Typically, normal phone numbers are usually 11 to 12 digits. These German numbers are generally old. German landline numbers are usually 12 digits. Phone numbers get geographically distributed. All landline numbers in the South West start from ‘07’. While phone numbers in Berlin, Frankfurt and Munich range up to 11 digits.

All phone numbers in Germany differ according to their locations. You may also come across old phone numbers which are not very log and are lesser than 11-12 digits. We advise you to not get put off by numbers that are either too long or too short because Germany has a mixed bag of phone numbers.

Conclusion

If you are someone who has just moved to Germany, getting yourself a phone number and a SIM card might be one of the first things on your mind. We hope this article helped you through it.

Read here to know more about Mobile Banking in Germany.

Mobile Banking in Germany

Mobile Banking in Germany

Germany has been quick in taking over the new technology in the financial spectrum. Banking in Germany is now available on mobile apps. The process is absolutely easy and convenient. Established banks and the new players in the German banking market are offering financial services on smartphones via an application. However, German people have been relatively slower in adopting new, online means of payment than the rest of Europe. The process is slow but it is ongoing.

Digitalization has been dominating the regular functioning of many industries in the wake of the modern times. The massive financial sector in Germany being one of them. The most prominent change is the way people are making payments using online tools. Most of the businesses in Germany are on the verge of accepting cashless payments for their products and services.

As the coronavirus pandemic has hit the world, cashless payments have become the need of the hour. Mobile banking in Germany is playing a vital role in accepting payments in the cashless form.

Considering cashless payments and mobile banking options, Germany has an array to choose from. The choices offered to them are: –

  • National German banks
  • International banks
  • Multinational Companies
  • Newer online banks

These are the options Germans have in order to boost online cashless transactions. The money is only paid and accepted in credit, leaving no room for foul activities.

Features of Mobile banking in Germany

Setting online banking options for yourself in Germany is very easy. All you have to do is download a banking app, set up your profile and submit some kind of identification proof according to what is asked to you through the app. That’s it, your mobile banking will immediately be set up once you are done. Every German bank has a different app with distinctive banking features. You can choose your favourite one and complete the process. Having a banking app will offer services like: –

  • Convenient money transferring which is super quick.
  • Huge number of payment options so that you can buy your groceries shop for clothes, purchase movies tickets and a lot more, only on one app.
  • Mobile banking apps in Germany immediately notify you as soon as a transaction has occurred keeping you fully informed.
  • Banking apps offer management tools which help you understand what money is coming in and what money is going out.
  • Low banking fees. Online banking apps in Germany charge you very low banking fees in order to complete transactions.
  • Out links to other apps such as Facebook and Twitter.

Benefits of Mobile Banking Apps in Germany

1. Availibility

Mobile banking in Germany is available round the clock. Unlike banks, which have a certain set of operating hours every day, mobile banking apps are functional every day, all the time. This makes online payment a much more efficient and convenient option. Customers can check their account, make payments, receive money and do a lot more 24/7 on the mobile banking apps in Germany.

2. Exercising Control

Mobile banking in Germany helps Germans to exercise entire control on their finances. Germans can check their account balance and move money between accounts to get saved from overdraft fee. Germans also get timely updates to pay regular payments in order to prevent the late fee. Every transaction that goes through needs a one-time password which the user needs to put in, therefore the user is well aware of their transactions.

3. Security

Mobile banking in Germany offers high level of security for your finances. Your identity and bank details are kept extremely safe because these systems are encrypted. Every transaction needs a one time password to get through without which, the transaction will get cancelled. There is also a lock system which the user has a password access to. Without the password, a user cannot access the mobile banking account.

4. Mobile Cheque Deposit

On your payday, you do not have to head to the bank to get your money. You can download your cheque online and redeem the cash. Most mobile banking apps in Germany offer cheque deposit features making the entire process a lot easier. With just one photo of your pay cheque, it will get deposited into your account instantly. It is extremely convenient when you need to deposit a cheque on the go.

5. Cashless

Mobile banking in Germany is cashless and does not involve any paper money. To buy products and services, one just needs to put in the amount on the app and make the payments via credit. No exchange of notes is involved. This is very beneficial for the environment since it cuts down the use of paper to a great extent. Cashless transactions are not only environment friendly, but a lot safer in nature too.

Mobile Banking in Germany – Safety

It is very safe to indulge in mobile banking activities in Germany. German residents along with many other people living in Europe have their issues with safety and security. That is not a problem anymore. The Mobile banking System in Germany is designed in such a way that it gives utmost importance to safety. There are many features that the German mobile banking System offers to promote safety. A few things you need to make sure are: –

  • Everything is password protected. There are biometric id verification password options too. If that is not the case with your banking app, you can keep a strong password and keep your finances thoroughly protected.
  • Do not use free public WiFi connections while using your banking apps for safety reasons.
  • Log out from your account after each time you are don using it.

 

Conclusion

The German mobile banking system is extremely modern and convenient. If you are in Germany and need financial services, feel free to use a German banking mobile app for the same.

Read here to know more about the International Money Transfer in Germany.

 

When to visit Germany – Climate

When to visit Germany – Climate

Here is all you need to know about when to visit Germany – Climate. Most of the travellers visiting Germany instantly fall in love with the architecture and the scenic beauty of Germany. Therefore, one of the major questions in the mind of potential travellers wanting to visit Germany is, what is the best time to visit Germany?

There really is no bad time to visit Germany. Like any other European country, Germany too can be visited and experienced all through the year. The “tourist time” though begins in May and lasts until September. The weather is pleasantly warm and the Alpine trails are snow-free. This is the time when the daily temperature is somewhere in the 20s. It is the most favourite period for tourists to come since crowds of foreigners’ flock into Germany for a holiday during this time.

During the month of May, the temperatures are nice and warm, cherry blossoms are blooming and the tourists are yet to arrive and the festivities in Berlin are about to begin. This is the best time to be in Germany to have an amazing trip.

There are many other factors that will can influence your decision of visiting Germany. Nearing the end of the year, Germany has its cold winters that are coming its way. The winter months are snowy and beautiful. They make up for Germany to be a great winter spot. As we have mentioned, the country is super crowded during the summer months but as soon as it gets chilly during the onset of fall, it is time for the great Oktoberfest!

Here is a complete guide of when is the best time to visit Germany: –

Germany is having four seasons in the entire year which characterize the climate of Germany.

Winter

Winter months in Germany are the time for festivities. Even though winter officially beings in December, the temperatures are falling drastically from the month of November itself. It is a great time to be in Germany during this time because Christmas preparations are at its peak with Christmas markets being set up all around Germany. The weather is pretty cold during these months with cold winds and rains being a common thing. Snow is also very common but there are a few locations in Germany which miss out on white Christmas. Carry some warm winter gear to help you survive the cold. If you are game for winter sports, make sure you carry the right clothing to give you enough warmth.

Spring

As Germany gets done with its biting winters; it wakes up to a calming and refreshing spring. The sun is peeping through the clouds creating some warmth while the cold winds still blow. There is frequent rainfall during this time too. Due to the sudden difference in pressures and the heat, there are chances of a thunderstorms accompanied by lightening. Don’t forget to step out with an umbrella during this time or you are sure to get drenched!

Summer

Germans love the summers! As the temperatures rise up to a good 65-75 degree Fahrenheit, the summers are pretty warm in Germany. There are days when the temperature hits a rounded 100 too. This is the time when Germans hit the beaches and the lakes to take a dip in the water. Germany does not have the concept of air conditioners because of which getting into the water is a crucial necessity. If you are in Germany during the summers, be ready to experience pure bliss. Keep your swimsuits ready too, just in case you need to take a chill pill!

Fall

The autumn months prominently bring in the cool winters from the warm summer days. Temperatures are somewhere between a warm 50 to a cool 40 degree Fahrenheit. The weather is also characterised by rain, cool winds and early snow during these months. This is a good time for visitors to experience every bit of Germany. It is warm on some days and cold on the others. It will give you the best of both worlds sort of an experience. Carrying a jacket is an absolute essential. Not a very heavy, winter-like jacket, but something that can keep you fairly warm will be needed.

Apart from the lovely climate the tourists experience in Germany, it also has some popular fests that are known globally because of how fun and enticing they are: –

Oktoberfest

The Oktoberfest is held in Munich each year. It is known as the biggest beer drinking festival in the entire world. The 16-day long festival is characterised by beer, traditional food and the fun Bavarian culture. Germany is worth a visit during the Oktoberfest. The festival begins in late September and lasts until early October, attracting nearly 6 million visitors each year. Beer consumption during the Oktoberfest is absolutely insane. Good music and good food are a mandate in every tent setup in the fest with people dressed in the old Bavarian costume. If you get a chance to visit the Oktoberfest, make sure to grab it!

Christmas Markets

Germany is known for its Christmas markets all over the world. Christmas in Germany is just majestic. There are small markets set up beautifully throughout the country which sell traditional German things. It snows during these months, making the entire set up look a lot better. The Christmas markets begin in late November and last until New Years Eve. There is a huge number of tourists who visit Germany during this time because the Christmas markets are just breath taking. Everything about Germany during this time super pretty.

 

Conclusion

Germany is a great pace to visit for a holiday. Knowing about the climate of Germany makes the vacation planning process a lot easier. We hope this guide was of help!

Click here to know more about Best Christmas Markets in Germany.

 

Tips to make a German CV

Tips to make a German CV

If you are someone who wishes to work in a German speaking environment, you first need to know hoe to market your skills the German way. Your CV needs to match the German CV standards or you to get a job there. Even though a resume is accepted internationally, there are still many differences in how they are perceived from county to country. You need to understand what kind of a resume is acceptable in the German recruiting culture.

Every country has a different way of drafting a CV. Even though the contents of the CV might be uniform in every country, there is a tab bit of a difference in the way it is supposed to be. It is very important for you to keep the German standard CV layout in your head while you draft a CV for your job in Germany.

A resume is the first document that your future recruiter accesses and undoubtedly your CV should leave a good impression on the mind of the accessor. If your potential recruiter likes your CV, you will be asked to go on for the second stage of the recruiting process.

Writing a German CV is no rocket science. It is pretty simple if you go to see. It is true that there are a few aspects of the German CV which are a little different from the basic CV you are used to writing, but it all goes down to learning the differences.

We will give you a few tips in order to write your German CV better. You can also look at reference German CVs and layouts available on the internet for further assistance.

What to include in your German CV?

Personal Details

Your personal details need to be mentioned at the beginning of your CV. When a recruiter is going through your details, they do not want to struggle to find your name and contact details. Your name should be written in bold at the top of your page and your contact details such as your phone number and email id should be written right below that.

Need to mention what is personal in terms of a professional job. You should avoid details such as religion and faith since it might get too personal. You need to keep the persona details in your CV as professionally personal as you can. To be specific, theses are the details you need to add to your CV.

  • Full name
  • Phone number
  • Email id
  • Nationality
  • Address
  • Marital Status (This is not compulsory. Mention it only if you are comfortable.)
  • Age (This is not compulsory. Mention it only if you are comfortable.)

 

Past Work Experience

  • You need to mention all the work you have done previously. List it in the order of the most recent job first and the least recent last.
  • Draft it systematically with your joining and leaving dates along with your job title.
  • Always elaborately state what job role you had in your previous organisation. Your German recruiter will be able to understand your skills better if you do so.
  • Mention whether you have worked as a full timer or a part timer is your previous organisations.
  • Do not forget to mention the locations of your previous organisations. IF you have worked anywhere abroad in the past, write don the name of the country too.
  • Always write your details in bullet points or else you will end up putting your recruiter to sleep. Use good fonts and space out your points to make your CV look much more presentable.
  • Lastly, once you have drafted your work history correctly, poke in holes in your employments gaps if you have any.

 

Educational qualifications

The CV needs to include an Educational qualifications segment too. It is necessity on your CV. You will face some problem with writing your educational qualifications in another language. The educational qualifications you possess might also have a chance of being undervalued because of the language barrier but it is a mandate to be added on your CV.

Don’t worry at all, you can always write your educational qualifications translated in your preferred language in brackets on your CV. This will help the recruiter understand how qualified you are to the tee and will not get a chance to misinterpret or undervalue it.

If you are someone you who possesses internationally recognised degrees such as a PHD or a masters degree, then you do not have to worry at all. Those do not need any bracketed explanation since your recruiter will already know what they are.

Just like your work experience section, even your educational qualifications section needs to be systematically put in a reverse chronological manner. It will give your recruiter a quick heads up of what you are doing currently.

 

Skills

You also need to have a skills section on your CV where you can mention the skills you possess. Your recruiter can also select you on the basis of your skills depending upon the kind 9of work they expect out of you.

You can mention a variety of skills that you have and think are going to be valuable enough to use as a part of your job. You can write skills such as good public speaking, fluent German language, great observation, etc.

Just remember to list down all your skills in a bullet format.

 

Additional Information

Additional information on your CV could be information about any awards or acknowledgements you have won in the past. If you are skilled in business and own a little something, you can always mention such additional details in the additional information section of your German CV.

Read here to know more about the Business Opportunities in Germany.

 

 

 

How to get a German Driving Licence

How to get a German Driving Licence

Germany has the best cars and one of the best roads in the world. Who would not love to drive a car in such a country? As we know, the favourite pastime of all Germans is to go for long drives on the smooth highway roads. The derestricted Autobahns offer amazing driving opportunities to everyone who wishes to drive their car in Germany.

Travelling without a driving licence in Germany is a punishable offense and you can be fined for the same. If you are new to Germany and wish to drive a car, we advise you to get it sorted out right in the beginning.

A driving licence in Germany is one of the many important documents one requires to live there. It is also considered as a valid identity proof of a licence holder. Make sure you get yourself a licence if you intend on driving once you have shifted to Germany.

If you are someone who has recently moved to Germany, you might want to know how to get your licence right? Sitting behind the wheel involves some legalities that you have to get done but do not worry at all, we will take you through it.

 

Swapping Licence

If you have shifted to Germany very recently, you might have a licence from where whichever country you lived previously. This document is very important for your German licence process. You will be required to go to your local vehicle licence office where you can submit your documents and get the job done.

The local licence office is usually located in in your local Rauthas, your local city hall, or in the Bürgeramt that is the municipal citizens’ office. You will have to look up for the exact location of these offices for further information of how to get there.

Before you go to the office to get your German driving licence sorted, we advise you to carry a few other important documents along with you.

Documents you require to swap licences (from foreign to German)
  • A recent passport size photograph.
  • A valid licence from your country of origin.
  • A valid passport or a German id if you are a German citizen.
  • A German translation of your previous licence.
  • Eye test results or any recent roof of having your eyes tested.
  • The amount of time you have held your previous licence.
  • Fir aid course completion proof is required.
  • Residence permit- to confirm you are a registered resident of Germany.
  • A fee of 40 Euros.

Note that once you make your German driving licence, you have to give up on your foreign driving licence, that is the licence made in your country of origin. You will have to surrender it and it ill be sent back to the authorities of origin. Germans are very strict when it comes to documentation. While you make your German licence, make sure to follow all the rules and regulations thoroughly.

Once your application will be successfully accepted, you will get a new German licence. Licences usually get made in Berlin and you will be notified as soon as your German licence is ready to pick up.

 

How long does the process take?

Once all the material and important documentation is gathered at your end, you will have to submit it in a systematic format. Post that, you can wait for around three to six weeks before your passport arrives.

However, as is often the case with bureaucracy in Germany – things may not be quite that simple.

Depending on which country you belong to, the time in which your German driving licence reaches you will differ.

 

EU and EEA Licences

If you belong to the EU and EEA countries, we have some good news for you! You will not have to go through a tedious and long process of getting yourself a German driving licence. You can use your original licence in Germany for as long as it does not expire.

However, health related stipulations will have to be obeyed and adhered to. You will have to take necessary health related precautions while driving in Germany. Always remember to keep your driving licence with you while driving. If you are stopped and asked to show your driving licence to the cops, do not fret. Any fine that is charged upon you will be done by sending a prior notice and will give you enough time to prepare yourself to make an appeal otherwise.

Other Countries

People holding driving licences from most other countries around the world will have to go by the procedure mentioned above. They will require the necessary documents in order to get a German driving licence. The amount of time their German driving licences will take to arrive will also differ from country to country.

Renewing your Licence

A German driving licence is valid for 15 years from the date of getting issued. To renew your licence, you will have to take an appointment with your local licence office and provide documents and details before your driving licence expires. You will require a passport photo too and the fee of renewing your German driving licence will be up to 24 Euros. You can receive you renewed driving licence in about four weeks from the day you have put in an application of renewal.

Other Cases

In case you happen to lode your driving licence, you do not have to worry. There is a procedure in order to get yourself a new German driving licence. You will have to produce a few documents at the licence office to get your licence replaced. If you have lost your licence or it has got stolen, you will have to write a detailed statement explaining how the event to the German Police.

 

Conclusion

Getting yourself a German driving licence requires some documentation but is not a very tedious task. We hope we have helped you out with all that you need in order to make your German driving licence.

Read here to know more about the International Money Transfer in Germany.

Before you leave...
Before you leave...

Can you please share a few details with us to help us serve you better. These questions help us as we want to understand you, our valued user, more in detail. We understand the importance of the these decisions and this is why it is important for us to get more information about what you are looking for.

 

GDPR Consent

You have successfully submitted the information. Thank you.